******The new Minnesota State Veterans Cemetery has now opened in Preston, MN. Stop in today to get a brochure and have any of your questions answered. Pre-registration is available.*******
Most of us plan ahead in life. We plan for our wedding, our children's education, family vacations, and other significant expected life events. We also plan for the unexpected events of life by purchasing home, auto and medical insurance.
Understanding the benefits of pre-arrangement has prompted many to take the step to plan their own arrangements. By pre-planning your funeral, you relieve your family of having to make important financial decisions during a period of great stress and grief - a time when people aren't thinking very clearly and may not know what to do because you never made your wishes known.
Pre-planning your funeral can be very informal, and as simple as jotting down your preferences and sharing your wishes with a family member. More formal arrangements in the form of a preneed contract can be set up with us and can be pre-funded through burial/life insurance, bank trust agreement, or annuity. The burial insurance funding is exactly that; life insurance for end of life expenses.
For examples: a woman age 60 can purchase a policy with a starting value of $9,169 with a premium of $7,500. A man age 60 can purchase a policy with a starting value of $8,918 with a premium of $7,500. The life insurance has a current growth of 3.0% APY compounded. If you are doing a spend down for medical assistance; these life insurance policies will work as well as our Dollar for Dollar Plan. The Dollar for Dollar plan is currently paying 2.0% APY compounded and is available to anyone at any age (up to 110) or health issues. Please call us at (507-452-3624) to set up an appointment to discuss your pre-arrangement with a caring professional.
If your church, society, organization, or club would like a program about pre-planning or any funeral topic, please contact Fawcett Junker Funeral Home to arrange for your day and time. We would be honored to come to your meeting or arrange for a tour of our newly re-decorated facility. We also offer individual family meetings in your home or at our facility.